XBase KYB
Business customer verification system
Company verification, ultimate beneficial owner (UBO) detection, director verification, document verification and risk assessment.
- 01Registry adaptersConnections to trade registries and corporate data sources.
- 02Ownership resolverOwnership graph and UBO computation.
- 03Person verification integrationLinking Video KYC sessions and AML screenings to the case.
- 04Document managementDocument upload, classification and checklists.
- 05Case and decisionUnified risk view, decision and rationale.
Product Overview
KYB / Business Verification
What it is
XBase KYB verifies the identity, ownership structure and authorised persons of legal-entity customers: registry records, the beneficial ownership chain, identity verification of directors, document checks and sanctions/PEP screening are gathered into a single case.
The problem it solves
Business onboarding is layered in a way individual verification is not: the company itself, its shareholders, their shareholders and the authorised signatories must each be verified and the results merged into one risk view. The system manages that chain as a structured case.
Who it is for
Built for banks opening business accounts, payment institutions, B2B fintech platforms and marketplaces.
Core Features
Core Features
Company Verification
Registry records, activity status, address and tax information verification.
UBO Detection
Resolution of the ownership chain and identification of beneficial owners above threshold.
Director Verification
Individual verification of signatories and directors with XBase Video KYC.
Document Verification
Checks on registry gazettes, signature circulars, certificates of activity and similar documents.
Risk Assessment
Risk score based on sector, country, ownership structure and screening results.
Sanctions / PEP
Screening of the company, shareholders and directors with XBase AML Screening.
Modules
- Company Verification
- UBO Detection
- Director Verification
- Document Verification
- Risk Assessment
- Sanctions / PEP
How It Works
How It Works
- 01
Company details
The company record is queried by tax or registry number.
- 02
Ownership chain
The ownership structure is resolved; beneficial owners are identified.
- 03
Person verification
Signatories and beneficial owners are verified and screened via Video KYC.
- 04
Documents
Required documents are uploaded and checked.
- 05
Risk and decision
All results merge into one risk view; the compliance team decides.
Architecture
Architecture
A KYB case is modelled as a parent case holding company, person and document sub-cases. It runs on the same platform as Video KYC and AML Screening and consumes their results directly.
- 01Registry adaptersConnections to trade registries and corporate data sources.
- 02Ownership resolverOwnership graph and UBO computation.
- 03Person verification integrationLinking Video KYC sessions and AML screenings to the case.
- 04Document managementDocument upload, classification and checklists.
- 05Case and decisionUnified risk view, decision and rationale.
- 01
Registry adapters
Connections to trade registries and corporate data sources.
- 02
Ownership resolver
Ownership graph and UBO computation.
- 03
Person verification integration
Linking Video KYC sessions and AML screenings to the case.
- 04
Document management
Document upload, classification and checklists.
- 05
Case and decision
Unified risk view, decision and rationale.
Technologies
- Node.js
- TypeScript
- PostgreSQL
- Redis
- Docker
Integration
Integration
REST API
Versioned, documented endpoints.
Webhook
Event-based, signed notifications.
Web Integration
Embeddable web components.
Security
Security
Encryption
Documents and personal data stored encrypted.
Access control
Role-based access; four-eyes on case decisions.
Audit logging
Queries, documents and decisions recorded immutably.
Data protection
Retention and deletion policies aligned with KVKK/GDPR.
Use Cases
Use Cases
Business account opening
Legal-entity onboarding for banks and payment institutions.
Marketplace seller verification
Verifying merchant businesses on e-commerce platforms.
B2B fintech onboarding
Fast, auditable onboarding on platforms serving business customers.
Deployment
Deployment
- Cloud
- Private Cloud
- On-Premise
- Hybrid
Let's talk about KYB / Business Verification
For a demo, technical depth or pricing, talk directly to our engineering team.