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XBase Video KYC

Remote identity verification infrastructure

End-to-end digital onboarding with document capture, OCR/MRZ, NFC chip reading, liveness, face match and operator-assisted video calls.

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  1. Device check
  2. 2ID capture
  3. 3OCR / MRZ
  4. 4NFC chip
  5. 5Liveness
  6. 6Face match
  7. 7Video call
DecisionPENDING

Product Overview

Video KYC

What it is

XBase Video KYC combines every step needed to verify a customer's identity remotely, auditably and in line with regulation into one flow: device check, ID capture, OCR and MRZ reading, NFC chip verification, liveness, face match, an operator video call, risk scoring and an audit trail.

The problem it solves

Remote onboarding is secure not because verification steps are performed, but because each step's output is bound to the next in a state machine. Document data, chip data and the live image must be cross-checked, and the operator must see that evidence on a single screen.

Who it is for

Built for banks, payment and e-money institutions, crypto asset platforms and any regulated organisation onboarding customers remotely. Multi-tenant and white-label.

Core Features

Core Features

  • Device Check

    Camera, microphone and connection quality are verified before the session.

  • ID Capture

    Guided document capture with framing, glare and sharpness checks.

  • OCR and MRZ

    Document fields are read, MRZ check digits verified and fields cross-checked against each other.

  • NFC Chip Reading

    Chip reading through the mobile SDK and comparison of chip data against the document.

  • Liveness

    Active and passive liveness checks against presentation attacks.

  • Face Match

    Live selfie compared with the document and chip photo; the provider measures, policy decides.

  • Video Call

    Operator call over a self-hosted SFU with recording and archive.

  • Operator Console

    Queue, assignment, evidence view, decision and rationale; every action in the audit trail.

  • Risk Scoring

    Step results and signals combine into a single risk score and decision.

  • Audit Trail

    Every step, decision and operator action is stored as an immutable record.

Modules

  • Device Check
  • ID Capture
  • OCR
  • MRZ
  • NFC
  • Liveness
  • Face Match
  • Video Call
  • Operator Console
  • Risk Scoring
  • Audit Trail

How It Works

How It Works

  1. 01

    Session start

    The institution opens a verification session via API; the customer enters the flow through a web or mobile link.

  2. 02

    Document and chip

    The customer captures the document; OCR/MRZ is read and, on supported devices, the NFC chip is verified.

  3. 03

    Liveness and face

    A liveness check runs; the selfie is matched against the document and chip photo.

  4. 04

    Video call

    Where the scenario requires it, an operator call is held and recorded.

  5. 05

    Decision and notification

    Risk score and operator decision combine; the result is delivered to the institution via webhook.

Architecture

Architecture

The platform manages each session as a state machine; steps are idempotent and retryable. The media layer (SFU and recording) is separate from the verification layer; OCR, liveness and face-match engines run behind a swappable provider abstraction.

Video KYCLIVE
  1. 01Verification APISession lifecycle, step results, decision and webhook delivery.
  2. 02Media planeSelf-hosted SFU, recording and composition; recordings in object storage.
  3. 03Engine abstractionSwappable providers for OCR, MRZ, liveness and face match, with timeouts and circuit breakers.
  4. 04Mobile bridgeiOS/Android SDK for NFC chip reading and native camera access.
  5. 05Operator consoleQueue, assignment, evidence view and decision UI.
  6. 06Audit and reportingImmutable audit log and regulatory reports.
  • 01

    Verification API

    Session lifecycle, step results, decision and webhook delivery.

  • 02

    Media plane

    Self-hosted SFU, recording and composition; recordings in object storage.

  • 03

    Engine abstraction

    Swappable providers for OCR, MRZ, liveness and face match, with timeouts and circuit breakers.

  • 04

    Mobile bridge

    iOS/Android SDK for NFC chip reading and native camera access.

  • 05

    Operator console

    Queue, assignment, evidence view and decision UI.

  • 06

    Audit and reporting

    Immutable audit log and regulatory reports.

Technologies

  • Node.js
  • TypeScript
  • Next.js
  • PostgreSQL
  • Redis
  • Docker
  • Kubernetes
  • WebRTC

Integration

Integration

  • REST API

    Versioned, documented endpoints.

  • Webhook

    Event-based, signed notifications.

  • SDK

    Server and client libraries.

  • Web Integration

    Embeddable web components.

  • Mobile Integration

    iOS and Android SDKs.

Security

Security

  • Encryption

    Media and document data encrypted in transit and at rest; per-tenant key separation.

  • Access control

    Tenant isolation is enforced in the data access layer; operator roles and permissions are distinct.

  • Audit logging

    Immutable audit trail at both application and database level.

  • Monitoring

    Real-time dashboards for session success rate, step durations and provider health.

  • Data protection

    KVKK-aligned retention, deletion and access requests; on-premise deployment keeps data inside the institution.

Use Cases

Use Cases

  • Remote account opening

    Branch-free onboarding for banks and payment institutions.

  • Crypto platform onboarding

    Identity and AML checks completed in a single flow.

  • Periodic re-verification

    Refreshing existing customers' identity data at defined intervals.

  • High-risk transaction approval

    Additional video verification before large transactions.

Deployment

Deployment

  • Cloud
  • Private Cloud
  • On-Premise
  • Hybrid

Let's talk about Video KYC

For a demo, technical depth or pricing, talk directly to our engineering team.

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